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Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) Sample Questions:

1. Which one of the following causes of death typically would be included under an accidental death rider attached to a life insurance policy?

A) Intentionally self-inflicted injuries
B) Automobile accidents resulting from the insured's negligence
C) War or acts of war
D) Illness or disease

2. One factor in premium determination is the expenses of the:

A) Insurer
B) Policy beneficiary
C) Policy owner
D) Producer

3. How often must insurance licensees subject to continuing education meet the educational requirements?

A) Every two years
B) There is no requirement
C) Every three years
D) Each year

4. Publishing a derogatory article about the financial condition of an insurer that is false and calculated to injure the insurer is an example of:

A) Defamation
B) Extortion
C) Coercion
D) Intimidation

5. To have "an insurable interest" in the life of another person, an individual must have a reasonable expectation of:

A) Seeing the other person survive to normal life expectancy
B) Gaining economically by the death of the other person
C) Benefiting from the other person's continued life
D) Continuing on good terms with the other person

Solutions: