Insurance Licensing PA-Title-Insurance-Agent Exam Questions : Pennsylvania Producers Examination for Title Insurance Series 16-10

  • Exam Code: PA-Title-Insurance-Agent
  • Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10
  • Updated: Aug 17, 2026
  • Q&As: 67 Questions and Answers

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

SectionWeightObjectives
Insurance Regulation12%- Federal regulation
  • 1. Fair Credit Reporting Act
    • 2. Fraud and false statements (18 USC 1033/1034)
      - Licensing
      • 1. Licensing process
        • 2. Assumed names
          • 3. Renewal
            • 4. Address change
              • 5. Title producer additional requirements
                • 6. Disciplinary actions
                  • 7. Persons to be licensed
                    • 8. Expiration
                      • 9. Appointment procedures
                        • 10. Continuing education
                          • 11. Reporting of actions
                            • 12. General requirements
                              • 13. Revocation, suspension, nonrenewal or denial of license
                                • 14. Maintenance and duration
                                  • 15. Cease and desist orders
                                    - Title insurance law requirements
                                    • 1. Examination of title required
                                      - Producer regulation
                                      • 1. Unfair inducements and marketing practices
                                        • 2. Prohibited acts
                                          • 3. Record keeping
                                            • 4. Charges for extra services
                                              - State regulation
                                              • 1. Commissioner's general duties and powers
                                                - Company regulation
                                                • 1. Rates regulation
                                                  • 2. Unfair claims settlement practices
                                                    • 3. Solvency requirements
                                                      - Unfair trade practices
                                                      • 1. Twisting
                                                        • 2. Boycott, coercion or intimidation
                                                          • 3. Rebates and inducements
                                                            • 4. Misrepresentation
                                                              • 5. Defamation
                                                                • 6. False advertising
                                                                  • 7. Unfair discrimination
                                                                    Title Exceptions and Procedures for Clearing Title21%- Property-related issues
                                                                    • 1. Equitable interests
                                                                      • 2. Mineral rights
                                                                        • 3. Attachments
                                                                          • 4. Surveys
                                                                            • 5. Water rights
                                                                              • 6. Condominiums
                                                                                - General exceptions
                                                                                - Liens and encumbrances
                                                                                • 1. Involuntary liens
                                                                                  • 2. Voluntary liens
                                                                                    • 3. Taxes and assessments
                                                                                      • 4. Federal liens
                                                                                        • 5. Judgments
                                                                                          General Insurance Concepts3%
                                                                                          Title Insurance Principles- Insurable interests
                                                                                          • 1. Easements
                                                                                            • 2. Leasehold estate
                                                                                              • 3. Fee simple estate
                                                                                                • 4. Life estate
                                                                                                  - Title search techniques
                                                                                                  • 1. Chain sheet
                                                                                                    • 2. Computer index
                                                                                                      • 3. Hard copy index
                                                                                                        - Risks covered by title insurance
                                                                                                        • 1. Hidden off-record risks
                                                                                                          • 2. Errors by producer
                                                                                                            • 3. Errors in public records
                                                                                                              - Policy structure
                                                                                                              • 1. Conditions and stipulations
                                                                                                                • 2. Endorsements
                                                                                                                  • 3. Insuring provisions
                                                                                                                    • 4. Schedule A
                                                                                                                      • 5. Exclusions
                                                                                                                        • 6. Schedule B exceptions
                                                                                                                          - Title insurance policies
                                                                                                                          • 1. Enhanced policies
                                                                                                                            • 2. Leasehold policy
                                                                                                                              • 3. Commitments
                                                                                                                                • 4. Loan policy
                                                                                                                                  • 5. Owner's policy

                                                                                                                                    Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

                                                                                                                                    1. Which document is recorded in the recorder of deeds?

                                                                                                                                    A) mechanic's lien
                                                                                                                                    B) realty transfer tax statement of value
                                                                                                                                    C) notice of lis pendens
                                                                                                                                    D) civil judgment


                                                                                                                                    2. A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

                                                                                                                                    A) post policy event.
                                                                                                                                    B) condition.
                                                                                                                                    C) standard exception.
                                                                                                                                    D) requirement.


                                                                                                                                    3. Who of the following CANNOT be covered by a Closing Protection Letter?

                                                                                                                                    A) Escrow agent.
                                                                                                                                    B) Lender.
                                                                                                                                    C) Seller.
                                                                                                                                    D) Purchaser/buyer.


                                                                                                                                    4. An ALTA survey of the land could disclose all of the following EXCEPT

                                                                                                                                    A) a violation of the setback line.
                                                                                                                                    B) a pond located on the land.
                                                                                                                                    C) the improvements on the land.
                                                                                                                                    D) a property line lawsuit.


                                                                                                                                    5. Which of the following items is least likely to be recorded?

                                                                                                                                    A) bill of sale
                                                                                                                                    B) satisfaction of mortgage
                                                                                                                                    C) mortgage lien
                                                                                                                                    D) mechanic's lien


                                                                                                                                    Solutions:

                                                                                                                                    Question # 1
                                                                                                                                    Answer: B
                                                                                                                                    Question # 2
                                                                                                                                    Answer: D
                                                                                                                                    Question # 3
                                                                                                                                    Answer: A
                                                                                                                                    Question # 4
                                                                                                                                    Answer: D
                                                                                                                                    Question # 5
                                                                                                                                    Answer: A

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