Insurance Licensing InsNV_Health02 Exam Questions : NV Accident and Health

  • Exam Code: InsNV_Health02
  • Exam Name: NV Accident and Health
  • Updated: Oct 03, 2026
  • Q&As: 132 Questions and Answers

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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Accident and Health — General Knowledge~68%- Policy Provisions, Clauses & Riders
  • 1. Common Riders
  • 2. Optional Provisions
  • 3. Mandatory Uniform Provisions
  • 4. Other Provisions and Clauses
- Insurance Concepts and Underwriting
  • 1. Premiums and Renewal
  • 2. Application and Underwriting
  • 3. Insurance Basics and Risk
- Social Insurance / Government Plans
  • 1. Social Security Disability Benefits
  • 2. Medicare (Parts A, B, C, D)
  • 3. Medicaid
- Types of Health Insurance Policies
  • 1. Medical Expense / Major Medical Insurance
  • 2. Limited Benefit Plans
  • 3. Group Health Insurance
  • 4. Medicare Supplement Policies
  • 5. Accidental Death & Dismemberment
  • 6. Long-Term Care (LTC) Insurance
  • 7. Disability Income Insurance
Topic 2: Nevada Statutes, Rules and Regulations~32%- General State Insurance Regulations
  • 1. Definitions and General Provisions
  • 2. Marketing Practices and Unfair Trade
  • 3. Insurance Guaranty Associations
  • 4. Insurance Commissioner Authority
  • 5. Agent Licensing Requirements
- Nevada Health-Specific Regulations
  • 1. Group and Credit Health Rules
  • 2. Replacement and Free-Look Provisions
  • 3. Advertising and Disclosure Rules

Insurance Licensing NV Accident and Health Sample Questions:

Question #1

Which of the following is NOT a preventive benefit for adults?

  • A. Skin cancer screening
  • B. Physical therapy
  • C. High blood pressure screening
  • D. Mammograms
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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Question #2

The Fair Credit Reporting Act requires that:

  • A. insurance companies treat insureds fairly and not discriminate
  • B. interest charged on premium loans be limited to a specified amount
  • C. insurance companies pay interest on claims that are paid late
  • D. applicants be advised that a consumer report may be requested
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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Question #3

A producer aggrieved by any regulation or order of the Insurance Commissioner may request:

  • A. an administrative hearing
  • B. injunctive relief through the Secretary of State
  • C. legislative review of the case
  • D. peer review of the case
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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Question #4

Under an individual Major Medical policy, a married policyowner has the right to take which of the following actions?

  • A. Sue the insurance company for not paying a claim within 30 days after submission of Proof of Loss
  • B. Reinstate the policy within 3 years after it lapses
  • C. Demand binding arbitration if there is disagreement over a claim
  • D. Add a newborn child to the policy without providing proof of insurability
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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Question #5

Nevada insurance laws define a domestic insurance company as one formed under the laws of:

  • A. any territory of the United States of America
  • B. the state of Nevada only
  • C. any jurisdiction of the United States of America
  • D. the state of Nevada as well as any of its neighboring states
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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