Insurance Licensing PA-Title-Insurance-Agent Exam Questions : Pennsylvania Producers Examination for Title Insurance Series 16-10

  • Exam Code: PA-Title-Insurance-Agent
  • Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10
  • Updated: Oct 01, 2026
  • Q&As: 67 Questions and Answers

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

SectionWeightObjectives
General Insurance Concepts3%
Title Insurance Principles- Insurable interests
  • 1. Easements
    • 2. Leasehold estate
      • 3. Fee simple estate
        • 4. Life estate
          - Title search techniques
          • 1. Chain sheet
            • 2. Computer index
              • 3. Hard copy index
                - Risks covered by title insurance
                • 1. Hidden off-record risks
                  • 2. Errors by producer
                    • 3. Errors in public records
                      - Policy structure
                      • 1. Conditions and stipulations
                        • 2. Endorsements
                          • 3. Insuring provisions
                            • 4. Schedule A
                              • 5. Exclusions
                                • 6. Schedule B exceptions
                                  - Title insurance policies
                                  • 1. Enhanced policies
                                    • 2. Leasehold policy
                                      • 3. Commitments
                                        • 4. Loan policy
                                          • 5. Owner's policy
                                            Title Exceptions and Procedures for Clearing Title21%- Property-related issues
                                            • 1. Equitable interests
                                              • 2. Mineral rights
                                                • 3. Attachments
                                                  • 4. Surveys
                                                    • 5. Water rights
                                                      • 6. Condominiums
                                                        - General exceptions
                                                        - Liens and encumbrances
                                                        • 1. Involuntary liens
                                                          • 2. Voluntary liens
                                                            • 3. Taxes and assessments
                                                              • 4. Federal liens
                                                                • 5. Judgments
                                                                  Insurance Regulation12%- Federal regulation
                                                                  • 1. Fair Credit Reporting Act
                                                                    • 2. Fraud and false statements (18 USC 1033/1034)
                                                                      - Licensing
                                                                      • 1. Licensing process
                                                                        • 2. Assumed names
                                                                          • 3. Renewal
                                                                            • 4. Address change
                                                                              • 5. Title producer additional requirements
                                                                                • 6. Disciplinary actions
                                                                                  • 7. Persons to be licensed
                                                                                    • 8. Expiration
                                                                                      • 9. Appointment procedures
                                                                                        • 10. Continuing education
                                                                                          • 11. Reporting of actions
                                                                                            • 12. General requirements
                                                                                              • 13. Revocation, suspension, nonrenewal or denial of license
                                                                                                • 14. Maintenance and duration
                                                                                                  • 15. Cease and desist orders
                                                                                                    - Title insurance law requirements
                                                                                                    • 1. Examination of title required
                                                                                                      - Producer regulation
                                                                                                      • 1. Unfair inducements and marketing practices
                                                                                                        • 2. Prohibited acts
                                                                                                          • 3. Record keeping
                                                                                                            • 4. Charges for extra services
                                                                                                              - State regulation
                                                                                                              • 1. Commissioner's general duties and powers
                                                                                                                - Company regulation
                                                                                                                • 1. Rates regulation
                                                                                                                  • 2. Unfair claims settlement practices
                                                                                                                    • 3. Solvency requirements
                                                                                                                      - Unfair trade practices
                                                                                                                      • 1. Twisting
                                                                                                                        • 2. Boycott, coercion or intimidation
                                                                                                                          • 3. Rebates and inducements
                                                                                                                            • 4. Misrepresentation
                                                                                                                              • 5. Defamation
                                                                                                                                • 6. False advertising
                                                                                                                                  • 7. Unfair discrimination

                                                                                                                                    Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

                                                                                                                                    Question #1

                                                                                                                                    Which document is recorded in the recorder of deeds?

                                                                                                                                    • A. mechanic's lien
                                                                                                                                    • B. realty transfer tax statement of value
                                                                                                                                    • C. notice of lis pendens
                                                                                                                                    • D. civil judgment
                                                                                                                                    Reveal Solution  Discussion  0

                                                                                                                                    Correct Answer: B  🗳️

                                                                                                                                    Explanation: Only visible for VCEPrep members. You can sign-up / login (it's free).

                                                                                                                                    Question #2

                                                                                                                                    A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

                                                                                                                                    • A. post policy event.
                                                                                                                                    • B. condition.
                                                                                                                                    • C. standard exception.
                                                                                                                                    • D. requirement.
                                                                                                                                    Reveal Solution  Discussion  0

                                                                                                                                    Correct Answer: D  🗳️

                                                                                                                                    Question #3

                                                                                                                                    Who of the following CANNOT be covered by a Closing Protection Letter?

                                                                                                                                    • A. Escrow agent.
                                                                                                                                    • B. Lender.
                                                                                                                                    • C. Seller.
                                                                                                                                    • D. Purchaser/buyer.
                                                                                                                                    Reveal Solution  Discussion  0

                                                                                                                                    Correct Answer: A  🗳️

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                                                                                                                                    Question #4

                                                                                                                                    An ALTA survey of the land could disclose all of the following EXCEPT

                                                                                                                                    • A. a violation of the setback line.
                                                                                                                                    • B. a pond located on the land.
                                                                                                                                    • C. the improvements on the land.
                                                                                                                                    • D. a property line lawsuit.
                                                                                                                                    Reveal Solution  Discussion  0

                                                                                                                                    Correct Answer: D  🗳️

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                                                                                                                                    Question #5

                                                                                                                                    Which of the following items is least likely to be recorded?

                                                                                                                                    • A. bill of sale
                                                                                                                                    • B. satisfaction of mortgage
                                                                                                                                    • C. mortgage lien
                                                                                                                                    • D. mechanic's lien
                                                                                                                                    Reveal Solution  Discussion  0

                                                                                                                                    Correct Answer: A  🗳️

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