Real Estate New Jersey Real Estate Salesperson : New-Jersey-Real-Estate-Salesperson Exam Questions

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Real Estate New-Jersey-Real-Estate-Salesperson Exam Syllabus Topics:

Real Estate New Jersey Real Estate Salesperson Sample Questions:

1. In many states, usury laws:

A) provide a right to use property belonging to another.
B) determine the possible legal use of land.
C) impose a tax on a purchaser of personal property for resale or use.
D) establish a maximum rate of interest allowed for loans.

2. A seller has listed a home with a broker for $112,000. The seller is leaving for a 45-day cruise midway through the listing period and authorizes the broker through a limited power of attorney to accept any offer of all cash at a price of $108,000 or more pending his return. The broker receives an offer for $110,000 all cash.
The broker

A) may sign a deed of conveyance if the seller does not return on time.
B) must forward the offer to the seller's attorney for consideration.
C) may accept the offer.
D) may not accept the offer until the seller returns.

3. A home sold for $400,000. It was appraised for $402,000, and the assessed value was $320,000. Assume in this situation, the real estate transfer tax of 1% is paid by the grantee. How much will the seller owe at closing for transfer fees?

A) $4,020
B) $3,200
C) $0
D) $4,000

4. A buyer wants to purchase a home for $400,000 with a 15% down payment. The lender charges 1.5 points.
How much money does the buyer need up front to make the purchase?

A) $66,000
B) $65,100
C) $60,000
D) $60,900

5. If an owner wants to list a property for sale "as is," the listing agent should:

A) assume that the owner will accept a relatively low price for the property.
B) question the seller as to any known defects.
C) assume that the house is a "fixer-upper."
D) conclude that if the buyer later discovers defects that were not disclosed the listing agent is relieved of any responsibility.

Solutions: