IIC Principles and Practice of Insurance : C11 Exam Questions

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IIC C11 Exam Syllabus Topics:

IIC Principles and Practice of Insurance Sample Questions:

1. What is binding authority?

A) Permission to confirm coverage before submitting it to the insurer
B) Agreement between an insurer and an insured regarding reinsurance
C) Equivalent to an insurers cover note
D) List of clients who the broker can contact for coverage

2. What are many of the statutory conditions designed to accomplish?

A) Outline the steps to take to cancel the policy
B) State how PIPEDA applies to the insured and insurer
C) Provide clarity on the intent of the policy
D) Shift the onus of proof from the insured to the insurer

3. MacMan Inc. employs several salespersons who travel throughout Canada with samples of its products.
Which type of coverage does MacMan Inc. require to protect its samples while in the salespersons' possession?

A) Aviation Insurance
B) Personal Property Floater
C) Commercial Property Floater
D) Accident Insurance

4. What is the name of the pooling agreement where all high-risk drivers are underwritten in a common pool?

A) High-risk Drivers of Canada
B) Underwriters Association
C) Facility Association
D) Substandard Group

5. What does the term "subject of insurance" refer to?

A) The type of wording applicable to the policy
B) The company providing the coverage
C) The perils associated with the risk
D) The thing being insured

Solutions: